Recommendation: Buy
| Entry Date | Symbol | Recommendation | Entry Price (USD) | Target 1 (USD) | Target 2 (USD) | Holding Duration | Position Status | Return(%)* |
|---|---|---|---|---|---|---|---|---|
| 20 Jun, 25 | OPFI | Buy | USD 12.85 | USD 13.5 | USD 14.26 | 4 days | Closed |
12.92%
|
*Return(%) represent the percentage change between the entry price and exit price of the recommendation.
Data Powered by EOD Historical Data (“EODHD”).
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company was founded in 2012 and is headquartered in Chicago, Illinois.
Increasing Revenue: Total revenue increased 10.1% year-over-year to USD 140.3 million, setting a new company record for quarterly revenue.
Record Adjusted Net Income Growth: Adjusted net income surged 285.1% year-over-year, reaching a record USD 33.8 million for any quarter.
Significant EPS Decline: Basic EPS fell from USD 0.29 to -USD 0.48, representing a 265.5% year-over-year decrease.
Negative Net Income: Net (loss) income attributable to OppFi Inc. dropped 305.4% year-over-year, from a USD 5.5 million profit to an USD 11.4 million loss.
OppFi’s reliance on high-yield, subprime lending leaves it vulnerable to heightened regulatory scrutiny and potential future restrictions that could materially reduce its profitability and growth
| Entry Price | Support* | Target 1 | Target 2 |
|---|---|---|---|
| 12.85 | 11.82 | 13.5 | 14.26 |
Data Source: REFINITIV, Analysis: StockNextt
*Support can be considered as an indicative stop-loss, and if prices move below that level on closing basis individuals may evaluate exiting the position depending on their risk appetite, previous holdings, and other factors considered. The support and resistance levels may need to be re-evaluated within 4-6 weeks’ time frame depending on the stock price movements from the date of recommendation on the stock.
As per the above-mentioned price action, recent key business and financial updates, momentum in the stock over the last month, and technical indicators analysis, a ‘Buy’ rating has been given to OppFi Inc (NYSE: OPFI) at the current market price of USD 12.85 as of June 20,2025 at 10:20 AM PDT
Data Powered by EOD Historical Data (“EODHD”).
Sector: Financial Services Industry: Credit Services
| Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) | Enterprise Value to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| OPFI OppFi Inc |
0.21 1.55% | 13.72 | 13.17 | - | 2.29 | 6.92 | 0.82 | 4.64 |
| V Visa Inc. Class A |
4.64 1.31% | 358.86 | 31.25 | 25.97 | 16.18 | 13.64 | 16.19 | 23.37 |
| MA Mastercard Inc |
7.72 1.37% | 569.24 | 37.04 | 29.50 | 16.14 | 62.35 | 16.47 | 27.24 |
| AXP American Express Company |
2.52 0.77% | 328.13 | 21.83 | 20.04 | 3.53 | 7.21 | 4.18 | |
| PYPL PayPal Holdings Inc |
0.28 0.37% | 76.59 | 21.96 | 18.69 | 2.93 | 4.56 | 2.86 | 12.64 |
Data Powered by EOD Historical Data (“EODHD”).
Markets are trading in a highly volatile zone currently due to certain macro-economic issues and prevailing geopolitical tensions. Therefore, it is prudent to follow a cautious approach while investing.
Related Risk: This report may be looked at from a high-risk perspective and a recommendation is provided for a short duration. This report is solely based on technical parameters, and the fundamental performance of the stocks has not been considered in the decision-making process. Other factors which could impact the stock prices include market risks, regulatory risks, interest rates risks, currency risks, social and political instability risks etc.
Note 1: Past performance is not a reliable indicator of future performance.
Note 2: The reference date for all price data, currency, technical indicators, support, and resistance level is June 20,2025. The reference data in this report has been partly sourced from REFINITIV.
Support: A level at which the stock prices tend to find support if they are falling, and a downtrend may take a pause backed by demand or buying interest. Support 1 refers to the nearby support level for the stock and if the price breaches the level, then Support 2 may act as the crucial support level for the stock.
Target: A level at which the stock prices tend to find resistance when they are rising, and an uptrend may take a pause due to profit booking or selling interest. Target 1 refers to the nearby resistance level for the stock and if the price surpasses the level, then Target 2 may act as the crucial resistance level for the stock.
Stop-loss: It is a level to protect further losses in case of unfavourable movement in the stock prices.
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